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Panel Solicitors for all major Mortgage Lenders:
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Please telephone 0161 866 8999 for additional information
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Legal Definitions by Ford Banks Irwin Solicitors - The Property Lawyers in Manchester

Please note: Not to be used or relied upon without legal advice. These notes are for illustrative purposes ONLY

McKenzie Friend

Where a Litigant in Person requires some assistance with procedural aspects and terminology and asks a Litigation Solicitor or Lawyer to attend the final Court Hearing as a McKenzie Friend.  Company Directors and other professionals ask Litigation Solicitors and Lawyers to help in this way.  



Memorandum and Articles of Association

Companies House requires all Company Law Solicitors and Lawyers creating Companies for Clients to file Memorandum and Articles of Association.  Memorandum of Association provides Company details such as name and share capital. The Articles of Association sets out the rights and powers of the Company employees.   

Mesne Profits

The term given to money that is collected by a Landlord as rent after the tenancy has ended . . . by accepting Mesne Profits the tenancy automatically continues.  Commercial Property Solicitors and Lawyers will allow for Mesne Profits in the Lease.  



Mining Lease

A Lease setting out the terms and conditions for extracting minerals from the Land.  Commercial Law Solicitors and Lawyers can advise clients on all aspects of the Mining Lease.

Misfeasance in Public Office 

This is a cause of action against a public body for acts which are motivated by bad faith and misconduct.  Litigation Solicitors and Lawyers would normally opt for Judicial Review where there is insufficient evidence to succeed in an action for misfeasance in Public Office.  cf. misfeasance. 

Money Laundering Regulations

All Solicitors and in particular Property Law Solicitors and Conveyancers must be diligent and guard against being an innocent party to any Money Laundering activities.  Money Laundering is where monetary proceeds of crime are channeled through legitimate businesses.    

Mortgage

This is where a Lender asks for Property as security for a Loan. Property Law Solicitors and Conveyancers routinely act for Mortgagees and clients when buying homes.  The Mortgage is then registered on the Title Deeds at HM Land Registry.  The Property is only released when the Mortgage debt is repaid. 

Motor Insurers Bureau (MIB)

An organisation that pays compensation for victims of Road Traffic Accidents where the Defendant has caused the accident but is uninsured or where the Defendant cannot be traced.  Personal Injury Solicitors and Lawyers routinely act for clients in assessing the level of compensation and establishing causation