Site menu:

What we do

Commercial Property


Assignment of Leases

Under Leases

Acquisition and Sale of Businesses

Commercial Agreements

Commercial Property Auctions

Commercial Property Developments

Property Portfolios

Residential Property

Conveyancing: House Sale and Purchase

Residential Property Auctions

Buying off Plan

New Builds

Transfer of Equity


Public Sector Housing

Real Estate Management

Home Information Packs

Energy Performance Certificates

Litigation Services

Dispute Resolution

Debt Recovery

Personal Injury

Compensation Events

Panel Solicitors for all major Mortgage Lenders:
Alliance and Leicester
Abbey National
Natwest Bank

Conveyancing Services

Buying a house

Selling a house

Buying a flat

Detached Houses

Semi Detached



Freehold or Leasehold Conveyancing

Please telephone 0161 866 8999 for additional information

Legal Definitions by Ford Banks Irwin Solicitors - The Property Lawyers in Manchester

Please note: Not to be used or relied upon without legal advice. These notes are for illustrative purposes ONLY


Solicitors and Lawyers in Property Law / Conveyancing frequently see Easements in Title Deeds as they convey a right over Land.  Useful as it binds the Land despite change of ownership . . . for example a right of way.   cf. Easements of necessity.  


Electronic Conveyancing by Solicitors.  Procedure for Buying and Selling Houses and Property by Solicitors using computers instead of paper documents.  

Encumbrance (Incumbrance)

An interest over Property belonging to someone other than the owner of the Property.  Solicitors will assess all encumbrances on Land in any Conveyancing transaction, Leases, Mortgages, Restrictive Covenants for the clients.  

Enduring Power of Attorney

A form of Power of Attorney prepared by Solicitors.  See also Power of Attorney and Special Power of Attorney.  Enduring Power of Attorney normally used to protect someone likely to lose mental capacity at some point in the future.

Endowment Policy 

Solicitors in Insurance Law & Investments will advise on Endowment Policies. Usually pays out a lump sum on a fixed date on or on death of the policy holder.


Solicitors prepare Engrossments of Legal Documents after the draft has been agreed and all amendments incorporated. For example when negotiating the terms of a Commercial Property Lease the Solicitors will make amendments to the draft. . . once the draft and small print are agreed the Solicitors will produce the Engrossment for the clients signatures.    


Solicitors often hold documents on behalf of other Solicitors pending completion or some other event . . . for example to hold the Transfer Deed in escrow . . . the Seller's Solicitors would have arranged for the Transfer Deed to be signed by the Sellers and sent to the Buyer's Solicitors to be held in escrow pending completion.  It is more usual to send the Transfer Deed to the Buyer's Solicitors after completion. 


cf. Quote . . . Solicitors should always provide the best fees information possible about a case.  This usually entails providing a detailed estimate or quote. 

Ex gratia

Latin . . . Defendants Solicitors will often make an Ex gratia payment to the Claimants Solicitors to avoid a Legal Judgment or Precedent or Admission in Court . . . ex gratia means providing something as a favour as opposed to being under a legal duty.